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  • Connect a mobile phone to the machine with a USB cable and install Ploutus Malware.
  • The attacker sends two SMS messages to the mobile phone inside the ATM.
    • SMS 1 contains a valid activation ID to activate the malware
    • SMS 2 contains a valid dispense command to get the money out
  • Mobile attached inside the ATM detects valid incoming SMS messages and forwards them to the ATM as a TCP or UDP packet.
  • Network packet monitor (NPM) module coded in the malware receives the TCP/UDP packet and if it contains a valid command, it will execute Ploutus
  • Amount for Cash withdrawal is pre-configured inside the malware
  • Finally, the hacker can collect cash from the hacked ATM machine.
Researchers have detected few more advanced variants of this malware, some attempts to steal customer card and PIN data, while others attempt man-in-the-middle attacks.

This malware is now spreading to other countries, so you are recommended to pay extra attention and remain cautious while using an ATM.

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